Personal Articles Floater & Fine Art

Personal Articles Floater

We can handle this business either as part of a Homeowners Policy or as standalone coverage. For standalone, please send a completed, signed and dated Lloyd's Proposal Form together with a schedule, or email the answers to the key proposal questions. This is normally sufficient for underwriters to provide terms.

In the event of a firm order, the original, fully completed Lloyd's Proposal Form (dated and signed by the insured) will be required, together with a complete schedule and up-to-date appraisals. Underwriters will normally allow a temporary period of cover in which to obtain these documents.

Fine Arts: Private Collections

Lloyd's is an excellent market for fine art and our response time is typically 24 hours.

We suggest submitting the initial enquiry by email. We will advise which Proposal Form is required and the relevant wording when indicating terms. Coverage is usually restricted to named location(s), but if a more flexible approach is needed, please outline your requirements and we will endeavour to obtain terms. Specific transits can be arranged on a case-by-case basis.

In the event of a firm order, a completed Proposal will be required together with a Schedule of Insured Items with up-to-date appraisals. A temporary period of cover will normally be allowed.

Fine Art Dealers

Although we do not hold a specific facility for this class, we have access to a wide range of Lloyd's markets and can typically respond to enquiries within 24 hours.

For Personal Articles Floater: please send a completed, signed and dated Lloyd's Proposal Form together with a schedule, or email the answers to the key proposal questions.

For Fine Arts: we suggest submitting the initial enquiry by email. We will advise which Proposal Form is required and the relevant wording when indicating terms.