Motor Truck Cargo

Open market and facility capacity for motor truck cargo risks up to USD8,000,000. Full coverage from loading to delivery, including reefer breakdown and trailer interchange.

Under our in-house facility, the most common wording used for this class is the Motor Truck Cargo BRIT Form (USA) (2007/01). We are able to write Primary Motor Truck Cargo limits up to USD250,000 for single vehicle operations to fleets of any size. Long and short haul. Debris Removal. Earned Freight. In the open market, we have the ability to write Excess Motor Truck Cargo limits up to USD8,000,000.

Maximum Limits

Up to USD8,000,000

Coverage Features

Loading, unloading, theft, reefer breakdown, trailer interchange

Coverage Features

  • Coverage includes loading and unloading as well as theft
  • Reefer Breakdown coverage available where reefer units are less than 10 years old (older units may be considered subject to higher deductibles)
  • Unattended Truck coverage normally available up to USD100,000
  • Trailer Interchange (physical damage coverage on non-owned trailers)
  • State Filings (Form H) can be effected by Harman Kemp with Lloyd's authorisation

Household Goods Risks

We can consider Household Goods Movers with limits up to USD50,000 (underwriters may consider USD100,000 limits with good information and loss record).

Filings

For Household Goods risks, we can issue State Cargo Filings (Form H) only. We can no longer issue Federal Cargo Filings (ICC).

Other Capabilities

We can also consider ocean marine type risks, one-off trip transits, and excess MTC policies. Combined MTC & APD risks can also be written using the HK Combined MTC & APD Proposal Form APD85.

For smaller risks, indicative terms can be obtained with a domestic application form. For larger operations, the enclosed HK Combined MTC & APD Proposal Form APD85 should be completed. MVRs will be required for drivers that do not comply with the stated driver criteria and loss record.