Binding Authorities
The foundation of our business, and where Harman Kemp has earned its reputation. Specialist placement and management of delegated authorities for MGAs and wholesale brokers.
We place and manage binding authorities on behalf of MGAs and wholesale brokers, focusing on long-term partnerships and programme performance.
Primary Focus
Delegated underwriting authorities
Client Types
MGAs and Wholesale Brokers
Market Access
Lloyd's Syndicates + select insurers in US binder marketplace
It is in the Binding Authority arena that Harman Kemp has built its reputation, and where we continue to excel. Our Specialty Team is very successful in crafting bespoke Insurance and Reinsurance programs for US clients, with expertise across a diverse range of specialist classes, including Property, Casualty, Professional Liability, Surety, Intellectual Property, Identity Theft and many others.
For over 30 years, we have specialised in the placement and management of delegated underwriting authorities on behalf of our clients, creating structured access to the Lloyd's market for MGAs and wholesale brokers across North America and beyond.
Our Client Base: Managing General Agencies and Wholesale Brokers located across the United States, Canada, and international territories including the US Virgin Islands, British Virgin Islands, the Bahamas, Jamaica, the Cayman Islands, Turks & Caicos, Guam, New Zealand, and Australia.
Our Market Access: Lloyd's Syndicates as well as a number of insurance companies active in the US binder marketplace.
The Three-Way Partnership: We put great emphasis on the partnership between Coverholder, Broker and Underwriter, striving to create relationships that are meaningful and profitable for all three parties.
Please contact us to discuss capacity requirements, underwriting parameters, and programme management approach.